CCFS is becoming Christian Finance – FAQs

Baptist Financial Services (BFS) and Churches of Christ Financial Services (CCFS) will be transitioning to a new name: Christian Finance on 1 December 2025.

This change reflects our growth through the merger and our expanded service to the broader Christian community.

Why we’re transitioning to a new name

Since the merger between CCFS and Baptist Financial Services, we now serve even more Christian ministries together. The name “Christian Finance” better represents the breadth of the Christian community we’re privileged to serve and removes potential barriers that might prevent other Christian organisations from knowing they can use our services.

Our relationship with our stakeholders remains unchanged and we continue to support Churches of Christ in Victoria and Tasmania, Churches of Christ SA & NT and Churches of Christ in WA. This change will help us to support Churches of Christ ministries even further as we continue to grow.

What this means for clients

As part of this process we will be making changes to your account, products and services.

With these changes you’ll benefit from enhanced services, greater resources, and access to new systems while continuing to work with a team that understands Christian ministry.

Our purpose to enable Christian ministry to thrive remains unchanged. We’re simply positioned to serve Christian organisations more effectively than ever. Our team’s deep understanding of church operations, ministry challenges, and the unique financial patterns of Christian organisations remains at the heart of everything we do.


Frequently Asked Questions

Why is Churches of Christ Financial Services changing its name?

Since the merger between CCFS and Baptist Financial Services, we now serve even more Christian ministries together. The name “Christian Finance” better represents the breadth of the Christian community we’re privileged to serve and removes potential barriers that might prevent other Christian organisations from knowing they can use our services.

This change positions us to serve the Christian community more effectively whilst maintaining our deep understanding of church operations, ministry challenges, and the unique financial patterns of Christian organisations.

When will this change take effect?

The transition will occur on 1 December 2025.

Will my account details change?

Yes, as part of integrating with enhanced systems, your account details will change:

  • New Client ID: You will receive a new Client ID.
  • New Account numbers and BSB: Your accounts will receive new account numbers and BSB details. For a period of time (up to 12 months) we will redirect payments made to your old account numbers into your new accounts.

You will receive more specific information about your account changes before 1 December 2025.

What happens to my online access?

You will receive new login details for online access with enhanced functionality. You will also need to register with our new service portal called “Connect”.

We encourage you to download any historic statements that you wish to retain access to, prior to the 1 December changeover. We will also create a .CSV file with 2 years of detailed transactions for all Easy Access (Savings) accounts and Loan accounts.

How will my products change?

Several product names and features will change to align with our enhanced service offerings:

Access 31 and Long Service Leave accounts will become “Notice of Withdrawal accounts” with the same interest rate and 31-day notice requirement.

Term Investment accounts will retain the same interest rate and term.

Easy Access accounts will become “Savings accounts”.

MEA accounts will become “Savings accounts” with clear MEA naming to differentiate them from other savings accounts.

Church Loan Offset accounts will move from a tiered approach to a simple single interest offset approach, which will be uniformly applied to all clients. Relationship Managers will be in contact directly with impacted clients to answer any questions.

Individual Loan Offset accounts will no longer be offered and will be closed on 1 December. If you have an Individual Loan Offset account, we will be in contact with you to provide further information specific to this.

What happens to my loan accounts?

If you have a loan account, we will provide further information to you specific to this.

Will your organisational values and purpose change?

Our purpose to enable Christian ministry to thrive remains unchanged. The transition strengthens our ability to serve Christian ministry more effectively.

Our team’s deep understanding of church operations, ministry challenges, and the unique financial patterns of Christian organisations remains at the heart of everything we do.

If you have other questions

Please reach out to us via phone or email, or speak with your Relationship Manager directly.