Interest Rates and Charges
Rates
Stay connected and be informed of our interest rates on investing and lending. We offer competitive rates in-line with the commercial banking sector and you can take comfort from the fact that your investment supports the work of Churches of Christ in your state.
For investment products see our Current Rates Board below or for information on our lending rates call CCFS on 03 9488 8877
Retail Non-Associates
New rates – Rates Effective from 22 May 2025
| Access 31 |
4.40% |
| Term Investment – 3 month |
4.25% |
| Term Investment – 6 months |
4.35% |
| Term Investment – 1 year |
4.10% |
| Term Investment – 2 years |
3.80% |
| Term Investment – 3 years |
3.75% |
Associates
(Churches, Departments, and Affiliates)
New rates – Rates Effective from 22 May 2025
| Easy Access Account |
0.05% |
| Online Accumulator Account |
3.00% |
| Term Investment – 3 months |
4.25% |
| Term Investment – 6 months |
4.35% |
| Term Investment – 1 year |
4.10% |
| Term Investment – 2 years |
3.80% |
| Term Investment – 3 years |
3.75% |
| Ministers Expense Account |
0.50% |
| Long Service Leave Accumulator Account |
4.40% |
Account and Service Fee Schedule
Account and Service Fee Schedule – effective from 4 July 2025
Merchant Facilities Charges
Charges Effective from 01 January 2022 (inclusive of GST)
| Merchant Facilities – Monthly cost for mobile and fixed terminals |
$29.70 |
| Merchant Facilities – Monthly cost for virtual terminals |
$19.80 |
| Merchant Facilities – Monthly transaction fee |
1% |
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